Down Payment Assistance

The DPA program is available to qualifying low-income Tribal members who wish to purchase their first home. The program provides financial assistance to first-time homebuyers to help with down payment and closing costs if they meet all of the program requirements.

Funding for this program is limited. The DPA program is open year-round, until funds are exhausted. Applications will be considered in the order they are received. You must provide all the requested information and submit a complete application. Incomplete applications will NOT be processed. A list of qualified eligible applicants will be maintained based on an approved point system.  

*In order to receive funds, you must fulfill all program requirements. *

The following list contains some of the qualifications for the Down Payment Assistance Program.

• May receive up to $9,500.
• Must be a Sault Tribe member.
• Must be at least 18 years old.
• Must live in 7 county service area.
• Must be first time homebuyer.
• Must make at least $25,000 per year.
• Must qualify for a mortgage at local lender.
• Must be within income limits.
• Must pay $500 of own cash towards closing costs and/or down payment.